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Financial Footprint

October 20th, 2006 at 04:18 pm

Debt

MBNA credit card: $4545 @ 30.49%
Chase credit card: $1137 @ 29.99%
Citibank credit card: $0 @ 22.99%
TD Banknorth Loan : $1188 @ 13.49%

Student Loans: A gazillion dollars.
Not really. I'll have an actual number when my consolidation finally goes through. Somewhere around $55,000.

Savings

TD Banknorth Savings: $27
TD Banknorth Checking: $258


It's going to take a long time but this is where I start.

4 Responses to “Financial Footprint”

  1. Ima saver Says:
    1161357804

    Welcome Tim. The amounts on your credit cards aren't too bad, but the interest rate is terrible! Do you ever get those 0% interest rate cards offered to you?

  2. TimM Says:
    1161359196

    The credit cards aren't great since the limits are 4900(4545 used) and 1200(1137 used). I used to get all the creedit card offers but I called the number you can call to take yourself off the list for five years. Now I don;t get the offers. I've tried applying for cards with low rates but my credit is pretty bad. Mostly due to the high ratio of credit to credit available. Once I pay the balance down I shold be able to get a card with better terms.

  3. Broken Arrow Says:
    1161365369

    Welcome!

    Those numbers are rather hefty, but quite doable I think.

    Better now than later!

  4. Aleta Says:
    1161818654

    You don't say how much that you are paying to each account monthly. Are you paying the minimum payment to all and the rest to the one you're trying to pay off?

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