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The Plan

October 20th, 2006 at 03:56 pm

Current income is $567/week after taxes.

Bills (per month)

Rent: $550
Phone: $47
Med & Dental Ins.: $135
Car Ins.: $50
Loan Payments: $180
Sallie Mae : $250-$350 For 25 years!!(I'll find out the exact number when my consolidation goes through)
Nstar : $50 - $150 (dependent on use)

I'm one step ahead of most people. I've never really had a disposable income so I am very good at controlling my spending. I spend very little that I don't need to.

What I've been doing on payday is paying the bills I get from the previus week then dumping whatever is left from my checking account down to $100 toward a credit card.

Positive: Debt is paid off in fastest possible way.

Negative: No savings is built until debt is paid off. (EF or other)

Posted in Uncategorized | 2 Comments »

2 Responses to “The Plan”

  1. LuxLiving Says:
    October 20th, 2006 at 04:19 pm 1161361189
    1161361189

    Food?

    Utilities?

    Co-Pays?

    Gasoline?

  2. TimM Says:
    October 20th, 2006 at 05:04 pm 1161363881
    1161363881

    Nstar is the utilities. These are all payments I put on credit card when I have too. $100 - $150 for food (including groceries and going out), I spent $40 - $50 a week on gas and $30 a week in tolls.

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